Call reports 2006
FIRST BANK — 2006
What FIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 120,896,000 | 118,391,000 | 129,090,000 | 162,948,000 |
| Total loans | 94,588,000 | 96,333,000 | 97,285,000 | 101,732,000 |
| Allowance for loan losses | 1,460,000 | 1,466,000 | 1,467,000 | 1,471,000 |
| Securities available for sale | 14,178,000 | 11,771,000 | 11,859,000 | 15,147,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,936,000 | 100,038,000 | 113,271,000 | 132,379,000 |
| Interest-bearing deposits | 86,407,000 | 82,668,000 | 95,271,000 | 116,501,000 |
| Noninterest-bearing deposits | 16,529,000 | 17,370,000 | 18,000,000 | 15,878,000 |
| Equity capital | 11,164,000 | 11,503,000 | 11,980,000 | 12,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,927,000 | 3,989,000 | 6,260,000 | 8,670,000 |
| Interest expense | 723,000 | 1,516,000 | 2,426,000 | 3,471,000 |
| Net interest income | 1,204,000 | 2,473,000 | 3,834,000 | 5,199,000 |
| Noninterest income | 231,000 | 470,000 | 695,000 | 919,000 |
| Noninterest expense | 870,000 | 1,771,000 | 2,727,000 | 3,656,000 |
| Provision for loan losses | 22,000 | 39,000 | 39,000 | 47,000 |
| Pretax income | 543,000 | 1,133,000 | 1,763,000 | 2,415,000 |
| Income tax | 204,000 | 425,000 | 661,000 | 897,000 |
| Net income | 339,000 | 708,000 | 1,102,000 | 1,518,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,309,000 | 11,679,000 | 12,072,000 | 12,138,000 |
| Total capital | 12,479,000 | 12,870,000 | 13,306,000 | 13,502,000 |
| Risk-weighted assets | 93,299,000 | 95,000,000 | 98,479,000 | 109,050,000 |