Call reports 2005
FIRST BANK — 2005
What FIRST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 109,264,000 | 109,888,000 | 117,450,000 | 145,831,000 |
| Total loans | 78,088,000 | 78,626,000 | 85,313,000 | 87,961,000 |
| Allowance for loan losses | 1,141,000 | 1,362,000 | 1,408,000 | 1,426,000 |
| Securities available for sale | 20,716,000 | 18,076,000 | 17,877,000 | 19,801,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,082,000 | 92,415,000 | 94,880,000 | 119,957,000 |
| Interest-bearing deposits | 76,905,000 | 77,928,000 | 80,972,000 | 90,585,000 |
| Noninterest-bearing deposits | 13,177,000 | 14,487,000 | 13,908,000 | 29,372,000 |
| Equity capital | 10,218,000 | 10,316,000 | 10,570,000 | 10,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,486,000 | 3,058,000 | 4,752,000 | 6,598,000 |
| Interest expense | 423,000 | 914,000 | 1,506,000 | 2,196,000 |
| Net interest income | 1,063,000 | 2,144,000 | 3,246,000 | 4,402,000 |
| Noninterest income | 182,000 | 373,000 | 573,000 | 789,000 |
| Noninterest expense | 844,000 | 1,755,000 | 2,577,000 | 3,443,000 |
| Provision for loan losses | 15,000 | 232,000 | 279,000 | 294,000 |
| Pretax income | 386,000 | 530,000 | 963,000 | 1,454,000 |
| Income tax | 145,000 | 199,000 | 361,000 | 533,000 |
| Net income | 241,000 | 331,000 | 602,000 | 921,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,290,000 | 10,379,000 | 10,650,000 | 10,970,000 |
| Total capital | 11,276,000 | 11,368,000 | 11,714,000 | 12,137,000 |
| Risk-weighted assets | 78,761,000 | 78,763,000 | 84,811,000 | 93,111,000 |