Call reports 2004
FIRST BANK — 2004
What FIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 102,623,000 | 103,395,000 | 101,333,000 | 130,573,000 |
| Total loans | 68,940,000 | 71,868,000 | 73,695,000 | 77,636,000 |
| Allowance for loan losses | 1,186,000 | 1,187,000 | 1,140,000 | 1,131,000 |
| Securities available for sale | 27,574,000 | 21,732,000 | 20,782,000 | 21,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,181,000 | 85,640,000 | 81,992,000 | 110,171,000 |
| Interest-bearing deposits | 75,684,000 | 72,010,000 | 70,454,000 | 83,274,000 |
| Noninterest-bearing deposits | 12,497,000 | 13,630,000 | 11,538,000 | 26,897,000 |
| Equity capital | 9,337,000 | 9,425,000 | 9,775,000 | 10,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,256,000 | 2,568,000 | 3,919,000 | 5,365,000 |
| Interest expense | 269,000 | 526,000 | 833,000 | 1,201,000 |
| Net interest income | 987,000 | 2,042,000 | 3,086,000 | 4,164,000 |
| Noninterest income | 164,000 | 340,000 | 507,000 | 666,000 |
| Noninterest expense | 730,000 | 1,521,000 | 2,305,000 | 3,133,000 |
| Provision for loan losses | 2,000 | 17,000 | 41,000 | 47,000 |
| Pretax income | 419,000 | 844,000 | 1,247,000 | 1,650,000 |
| Income tax | 147,000 | 304,000 | 453,000 | 610,000 |
| Net income | 272,000 | 540,000 | 794,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,281,000 | 9,548,000 | 9,802,000 | 10,049,000 |
| Total capital | 10,167,000 | 10,464,000 | 10,712,000 | 11,075,000 |
| Risk-weighted assets | 70,562,000 | 73,020,000 | 73,060,000 | 81,939,000 |