Call reports 2025
UNITED FARMERS STATE BANK — 2025
What UNITED FARMERS STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 218,571,000 | 224,895,000 | 232,743,000 | 235,329,000 |
| Total loans | 197,676,000 | 199,536,000 | 200,292,000 | 212,467,000 |
| Allowance for loan losses | 2,677,000 | 2,677,000 | 2,677,000 | 2,474,000 |
| Securities available for sale | 12,181,000 | 12,106,000 | 11,912,000 | 11,897,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,006,000 | 171,214,000 | 177,954,000 | 180,896,000 |
| Interest-bearing deposits | 135,113,000 | 138,149,000 | 141,660,000 | 143,013,000 |
| Noninterest-bearing deposits | 37,893,000 | 33,065,000 | 36,294,000 | 37,883,000 |
| Equity capital | 19,714,000 | 20,284,000 | 21,267,000 | 22,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,960,000 | 6,075,000 | 9,347,000 | 12,728,000 |
| Interest expense | 1,071,000 | 2,231,000 | 3,462,000 | 4,718,000 |
| Net interest income | 1,889,000 | 3,844,000 | 5,885,000 | 8,010,000 |
| Noninterest income | 99,000 | 197,000 | 305,000 | 520,000 |
| Noninterest expense | 796,000 | 1,734,000 | 2,666,000 | 3,645,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,198,000 | 2,299,000 | 3,516,000 | 4,870,000 |
| Income tax | 81,000 | 169,000 | 258,000 | 347,000 |
| Net income | 1,117,000 | 2,130,000 | 3,258,000 | 4,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,933,000 | 22,332,000 | 23,052,000 | 23,833,000 |