Call reports 2020
UNITED FARMERS STATE BANK — 2020
What UNITED FARMERS STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 154,219,000 | 157,858,000 | 162,787,000 | 166,611,000 |
| Total loans | 133,709,000 | 138,160,000 | 136,078,000 | 134,968,000 |
| Allowance for loan losses | 2,473,000 | 2,510,000 | 2,555,000 | 2,574,000 |
| Securities available for sale | 5,188,000 | 4,906,000 | 5,231,000 | 6,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,577,000 | 126,601,000 | 131,145,000 | 136,920,000 |
| Interest-bearing deposits | 98,017,000 | 101,331,000 | 100,659,000 | 104,536,000 |
| Noninterest-bearing deposits | 22,560,000 | 25,270,000 | 30,486,000 | 32,384,000 |
| Equity capital | 18,809,000 | 19,360,000 | 19,749,000 | 19,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,852,000 | 3,670,000 | 5,425,000 | 7,168,000 |
| Interest expense | 342,000 | 601,000 | 847,000 | 1,069,000 |
| Net interest income | 1,510,000 | 3,069,000 | 4,578,000 | 6,099,000 |
| Noninterest income | 86,000 | 365,000 | 489,000 | 585,000 |
| Noninterest expense | 806,000 | 1,509,000 | 2,210,000 | 3,118,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 745,000 | 1,835,000 | 2,722,000 | 3,416,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 743,000 | 1,833,000 | 2,720,000 | 3,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,750,000 | 19,220,000 | 19,596,000 | 18,845,000 |
| Total capital | 20,640,000 | 21,110,000 | 21,545,000 | 20,867,000 |
| Risk-weighted assets | 150,656,000 | 150,604,000 | 155,338,000 | 161,276,000 |