Call reports 2016
UNITED FARMERS STATE BANK — 2016
What UNITED FARMERS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 147,589,000 | 148,745,000 | 145,000,000 | 146,175,000 |
| Total loans | 121,676,000 | 120,812,000 | 120,561,000 | 123,168,000 |
| Allowance for loan losses | 1,843,000 | 1,895,000 | 1,949,000 | 1,991,000 |
| Securities available for sale | 15,532,000 | 14,120,000 | 13,777,000 | 13,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,142,000 | 109,511,000 | 107,453,000 | 111,439,000 |
| Interest-bearing deposits | 89,436,000 | 91,125,000 | 87,193,000 | 86,617,000 |
| Noninterest-bearing deposits | 20,706,000 | 18,386,000 | 20,260,000 | 24,822,000 |
| Equity capital | 17,037,000 | 17,252,000 | 17,602,000 | 17,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,274,000 | 4,940,000 | 6,518,000 |
| Interest expense | 153,000 | 319,000 | 490,000 | 649,000 |
| Net interest income | 1,464,000 | 2,955,000 | 4,450,000 | 5,869,000 |
| Noninterest income | 107,000 | 176,000 | 266,000 | 354,000 |
| Noninterest expense | 691,000 | 1,456,000 | 2,197,000 | 2,899,000 |
| Provision for loan losses | 135,000 | 235,000 | 295,000 | 355,000 |
| Pretax income | 745,000 | 1,467,000 | 2,251,000 | 2,996,000 |
| Income tax | 2,000 | 2,000 | 2,000 | 2,000 |
| Net income | 743,000 | 1,465,000 | 2,249,000 | 2,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,564,000 | 16,783,000 | 17,218,000 | 17,567,000 |
| Total capital | 18,241,000 | 18,435,000 | 18,826,000 | 19,195,000 |
| Risk-weighted assets | 134,036,000 | 131,951,000 | 128,325,000 | 129,886,000 |