Call reports 2011
UNITED FARMERS STATE BANK — 2011
What UNITED FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 77,070,000 | 77,696,000 | 80,667,000 | 82,918,000 |
| Total loans | 53,184,000 | 54,582,000 | 57,345,000 | 60,977,000 |
| Allowance for loan losses | 973,000 | 974,000 | 932,000 | 970,000 |
| Securities available for sale | 13,327,000 | 14,703,000 | 13,952,000 | 13,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,685,000 | 63,653,000 | 66,262,000 | 67,190,000 |
| Interest-bearing deposits | 55,906,000 | 56,028,000 | 57,106,000 | 56,588,000 |
| Noninterest-bearing deposits | 7,780,000 | 7,625,000 | 9,156,000 | 10,602,000 |
| Equity capital | 9,612,000 | 9,822,000 | 10,197,000 | 8,820,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 970,000 | 1,959,000 | 3,000,000 | 4,036,000 |
| Interest expense | 214,000 | 420,000 | 620,000 | 810,000 |
| Net interest income | 756,000 | 1,539,000 | 2,380,000 | 3,226,000 |
| Noninterest income | 159,000 | 219,000 | 274,000 | 335,000 |
| Noninterest expense | 359,000 | 771,000 | 1,140,000 | 1,616,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 135,000 |
| Pretax income | 526,000 | 927,000 | 1,424,000 | 1,810,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 525,000 | 926,000 | 1,423,000 | 1,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,260,000 | 9,324,000 | 9,603,000 | 8,249,000 |
| Total capital | 9,981,000 | 10,050,000 | 10,361,000 | 9,053,000 |
| Risk-weighted assets | 57,402,000 | 57,796,000 | 60,481,000 | 64,142,000 |