Call reports 2003
UNITED FARMERS STATE BANK — 2003
What UNITED FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,501,000 | 60,726,000 | 60,362,000 | 61,040,000 |
| Total loans | 40,548,000 | 43,926,000 | 43,598,000 | 42,681,000 |
| Allowance for loan losses | 412,000 | 421,000 | 430,000 | 439,000 |
| Securities available for sale | 12,393,000 | 11,264,000 | 10,797,000 | 12,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,694,000 | 48,839,000 | 49,335,000 | 49,800,000 |
| Interest-bearing deposits | 43,435,000 | 44,982,000 | 44,994,000 | 44,485,000 |
| Noninterest-bearing deposits | 4,259,000 | 3,857,000 | 4,341,000 | 5,315,000 |
| Equity capital | 5,492,000 | 5,713,000 | 5,611,000 | 6,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 918,000 | 1,860,000 | 2,807,000 | 3,744,000 |
| Interest expense | 340,000 | 670,000 | 975,000 | 1,259,000 |
| Net interest income | 578,000 | 1,190,000 | 1,832,000 | 2,485,000 |
| Noninterest income | 77,000 | 152,000 | 219,000 | 297,000 |
| Noninterest expense | 274,000 | 563,000 | 827,000 | 1,221,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 372,000 | 761,000 | 1,197,000 | 1,525,000 |
| Income tax | 0 | 0 | 1,000 | 0 |
| Net income | 372,000 | 761,000 | 1,196,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,886,000 | 4,990,000 | 5,238,000 | 5,566,000 |
| Total capital | 5,298,000 | 5,411,000 | 5,668,000 | 6,005,000 |
| Risk-weighted assets | 43,406,000 | 46,208,000 | 46,192,000 | 45,615,000 |