Call reports 2002
UNITED FARMERS STATE BANK — 2002
What UNITED FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 53,709,000 | 54,569,000 | 56,098,000 | 59,273,000 |
| Total loans | 34,929,000 | 36,925,000 | 39,068,000 | 39,840,000 |
| Allowance for loan losses | 376,000 | 385,000 | 394,000 | 403,000 |
| Securities available for sale | 11,645,000 | 11,419,000 | 11,645,000 | 11,729,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,204,000 | 45,071,000 | 45,382,000 | 48,711,000 |
| Interest-bearing deposits | 40,829,000 | 41,479,000 | 41,676,000 | 43,887,000 |
| Noninterest-bearing deposits | 4,375,000 | 3,592,000 | 3,706,000 | 4,824,000 |
| Equity capital | 4,614,000 | 4,850,000 | 5,283,000 | 5,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,841,000 | 2,788,000 | 3,756,000 |
| Interest expense | 402,000 | 790,000 | 1,167,000 | 1,529,000 |
| Net interest income | 510,000 | 1,051,000 | 1,621,000 | 2,227,000 |
| Noninterest income | 74,000 | 147,000 | 219,000 | 294,000 |
| Noninterest expense | 258,000 | 531,000 | 800,000 | 1,305,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 317,000 | 678,000 | 1,042,000 | 1,209,000 |
| Income tax | 3,000 | 23,000 | 23,000 | 35,000 |
| Net income | 314,000 | 655,000 | 1,019,000 | 1,174,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,377,000 | 4,455,000 | 4,667,000 | 4,821,000 |
| Total capital | 4,753,000 | 4,840,000 | 5,061,000 | 5,224,000 |
| Risk-weighted assets | 39,110,000 | 40,275,000 | 42,588,000 | 43,174,000 |