Call reports 2001
UNITED FARMERS STATE BANK — 2001
What UNITED FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 48,599,000 | 50,304,000 | 52,219,000 | 55,030,000 |
| Total loans | 33,451,000 | 34,498,000 | 33,955,000 | 34,621,000 |
| Allowance for loan losses | 340,000 | 349,000 | 358,000 | 367,000 |
| Securities available for sale | 9,868,000 | 9,856,000 | 10,151,000 | 10,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,929,000 | 40,172,000 | 42,545,000 | 46,730,000 |
| Interest-bearing deposits | 36,318,000 | 36,594,000 | 38,800,000 | 41,504,000 |
| Noninterest-bearing deposits | 3,611,000 | 3,578,000 | 3,745,000 | 5,226,000 |
| Equity capital | 4,205,000 | 4,373,000 | 4,639,000 | 4,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 948,000 | 1,924,000 | 2,923,000 | 3,873,000 |
| Interest expense | 493,000 | 994,000 | 1,497,000 | 1,960,000 |
| Net interest income | 455,000 | 930,000 | 1,426,000 | 1,913,000 |
| Noninterest income | 62,000 | 125,000 | 187,000 | 245,000 |
| Noninterest expense | 228,000 | 464,000 | 704,000 | 1,099,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 280,000 | 574,000 | 883,000 | 1,024,000 |
| Income tax | 23,000 | 61,000 | 101,000 | 101,000 |
| Net income | 257,000 | 513,000 | 782,000 | 923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,861,000 | 4,035,000 | 4,235,000 | 4,213,000 |
| Total capital | 4,201,000 | 4,384,000 | 4,593,000 | 4,580,000 |
| Risk-weighted assets | 35,741,000 | 36,800,000 | 36,965,000 | 38,412,000 |