Call reports 2001
STATE BANK OF MOORHEAD — 2001
What STATE BANK OF MOORHEAD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 102,727,000 | 102,486,000 | 108,854,000 | 114,843,000 |
| Total loans | 74,599,000 | 82,409,000 | 85,220,000 | 87,561,000 |
| Allowance for loan losses | 1,018,000 | 1,065,000 | 1,093,000 | 1,124,000 |
| Securities available for sale | 14,301,000 | 12,826,000 | 13,984,000 | 13,886,000 |
| Securities held to maturity | 1,115,000 | 1,079,000 | 967,000 | 896,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,954,000 | 92,967,000 | 97,863,000 | 105,255,000 |
| Interest-bearing deposits | 83,286,000 | 83,221,000 | 86,126,000 | 89,663,000 |
| Noninterest-bearing deposits | 10,668,000 | 9,746,000 | 11,737,000 | 15,593,000 |
| Equity capital | 7,518,000 | 7,800,000 | 8,212,000 | 8,470,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,926,000 | 3,826,000 | 5,743,000 | 7,616,000 |
| Interest expense | 1,058,000 | 2,068,000 | 3,020,000 | 3,876,000 |
| Net interest income | 868,000 | 1,758,000 | 2,723,000 | 3,740,000 |
| Noninterest income | 103,000 | 211,000 | 319,000 | 459,000 |
| Noninterest expense | 497,000 | 1,027,000 | 1,554,000 | 2,144,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 466,000 | 924,000 | 1,456,000 | 1,993,000 |
| Income tax | 193,000 | 370,000 | 583,000 | 797,000 |
| Net income | 273,000 | 554,000 | 873,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,334,000 | 7,615,000 | 7,933,000 | 8,257,000 |
| Total capital | 8,325,000 | 8,675,000 | 9,026,000 | 9,381,000 |
| Risk-weighted assets | 79,280,000 | 84,816,000 | 88,206,000 | 91,927,000 |