Call reports 2020
ALLIANCE BANK — 2020
What ALLIANCE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 254,858,000 | 282,406,000 | 299,970,000 | 288,339,000 |
| Total loans | 205,247,000 | 236,293,000 | 254,263,000 | 248,414,000 |
| Allowance for loan losses | 3,623,000 | 3,739,000 | 3,671,000 | 3,794,000 |
| Securities available for sale | 4,866,000 | 5,404,000 | 4,907,000 | 7,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,113,000 | 224,537,000 | 236,226,000 | 237,047,000 |
| Interest-bearing deposits | 169,095,000 | 186,779,000 | 199,417,000 | 199,759,000 |
| Noninterest-bearing deposits | 26,018,000 | 37,758,000 | 36,809,000 | 37,288,000 |
| Equity capital | 33,952,000 | 34,791,000 | 35,531,000 | 36,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,869,000 | 6,310,000 | 9,098,000 | 11,918,000 |
| Interest expense | 620,000 | 1,022,000 | 1,359,000 | 1,640,000 |
| Net interest income | 2,249,000 | 5,288,000 | 7,739,000 | 10,278,000 |
| Noninterest income | 457,000 | 1,043,000 | 1,626,000 | 2,302,000 |
| Noninterest expense | 1,865,000 | 4,293,000 | 6,221,000 | 8,480,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 721,000 | 1,798,000 | 2,784,000 | 3,620,000 |
| Income tax | 167,000 | 414,000 | 639,000 | 823,000 |
| Net income | 554,000 | 1,384,000 | 2,145,000 | 2,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,770,000 | 34,601,000 | 35,362,000 | 36,613,000 |