Call reports 2016
ALLIANCE BANK — 2016
What ALLIANCE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 171,230,000 | 186,078,000 | 196,040,000 | 192,327,000 |
| Total loans | 139,199,000 | 150,077,000 | 158,652,000 | 162,340,000 |
| Allowance for loan losses | 2,171,000 | 2,220,000 | 2,312,000 | 2,403,000 |
| Securities available for sale | 17,255,000 | 14,692,000 | 13,018,000 | 11,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,536,000 | 145,563,000 | 163,005,000 | 161,316,000 |
| Interest-bearing deposits | 112,366,000 | 124,077,000 | 138,496,000 | 137,276,000 |
| Noninterest-bearing deposits | 24,170,000 | 21,486,000 | 24,509,000 | 24,040,000 |
| Equity capital | 27,929,000 | 29,188,000 | 29,554,000 | 29,727,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,532,000 | 5,468,000 | 7,397,000 |
| Interest expense | 113,000 | 243,000 | 414,000 | 615,000 |
| Net interest income | 1,606,000 | 3,289,000 | 5,054,000 | 6,782,000 |
| Noninterest income | 291,000 | 659,000 | 1,000,000 | 1,335,000 |
| Noninterest expense | 1,161,000 | 2,429,000 | 3,829,000 | 5,405,000 |
| Provision for loan losses | 60,000 | 120,000 | 210,000 | 300,000 |
| Pretax income | 676,000 | 1,399,000 | 2,015,000 | 2,412,000 |
| Income tax | 231,000 | 477,000 | 683,000 | 808,000 |
| Net income | 445,000 | 922,000 | 1,332,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,742,000 | 28,974,000 | 29,384,000 | 29,657,000 |
| Total capital | 29,560,000 | 30,956,000 | 31,454,000 | 32,060,000 |
| Risk-weighted assets | 145,107,000 | 158,343,000 | 165,412,000 | 237,508,000 |