Call reports 2015
ALLIANCE BANK — 2015
What ALLIANCE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 170,187,000 | 165,847,000 | 166,467,000 | 166,661,000 |
| Total loans | 127,779,000 | 133,073,000 | 138,009,000 | 139,183,000 |
| Allowance for loan losses | 2,094,000 | 2,144,000 | 2,194,000 | 2,203,000 |
| Securities available for sale | 20,624,000 | 13,491,000 | 10,865,000 | 14,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,877,000 | 145,202,000 | 145,371,000 | 136,991,000 |
| Interest-bearing deposits | 118,885,000 | 114,639,000 | 115,373,000 | 110,680,000 |
| Noninterest-bearing deposits | 30,992,000 | 30,563,000 | 29,998,000 | 26,311,000 |
| Equity capital | 20,188,000 | 20,398,000 | 20,688,000 | 27,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,652,000 | 3,354,000 | 5,087,000 | 6,813,000 |
| Interest expense | 124,000 | 240,000 | 359,000 | 481,000 |
| Net interest income | 1,528,000 | 3,114,000 | 4,728,000 | 6,332,000 |
| Noninterest income | 303,000 | 483,000 | 828,000 | 1,162,000 |
| Noninterest expense | 1,238,000 | 2,393,000 | 3,621,000 | 5,103,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 180,000 |
| Pretax income | 533,000 | 1,084,000 | 1,755,000 | 2,211,000 |
| Income tax | 174,000 | 359,000 | 591,000 | 743,000 |
| Net income | 359,000 | 725,000 | 1,164,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,967,000 | 20,283,000 | 20,509,000 | 27,298,000 |
| Total capital | 21,615,000 | 21,968,000 | 22,247,000 | 29,074,000 |
| Risk-weighted assets | 131,464,000 | 134,378,000 | 138,643,000 | 141,716,000 |