Call reports 2012
ALLIANCE BANK — 2012
What ALLIANCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 146,846,000 | 150,371,000 | 152,987,000 | 155,266,000 |
| Total loans | 94,850,000 | 113,323,000 | 117,101,000 | 118,175,000 |
| Allowance for loan losses | 1,729,000 | 1,801,000 | 1,849,000 | 1,829,000 |
| Securities available for sale | 28,487,000 | 25,226,000 | 20,673,000 | 19,742,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,594,000 | 131,672,000 | 133,596,000 | 138,477,000 |
| Interest-bearing deposits | 115,060,000 | 116,137,000 | 118,864,000 | 117,461,000 |
| Noninterest-bearing deposits | 16,534,000 | 15,535,000 | 14,732,000 | 21,016,000 |
| Equity capital | 14,795,000 | 15,401,000 | 15,938,000 | 16,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,505,000 | 3,091,000 | 4,830,000 | 6,518,000 |
| Interest expense | 207,000 | 405,000 | 620,000 | 820,000 |
| Net interest income | 1,298,000 | 2,686,000 | 4,210,000 | 5,698,000 |
| Noninterest income | 400,000 | 665,000 | 921,000 | 1,282,000 |
| Noninterest expense | 975,000 | 1,915,000 | 2,902,000 | 3,891,000 |
| Provision for loan losses | 140,000 | 200,000 | 260,000 | 320,000 |
| Pretax income | 583,000 | 1,236,000 | 1,969,000 | 2,769,000 |
| Income tax | 185,000 | 397,000 | 640,000 | 908,000 |
| Net income | 398,000 | 839,000 | 1,329,000 | 1,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,585,000 | 15,027,000 | 15,516,000 | 16,049,000 |
| Total capital | 16,174,000 | 16,814,000 | 17,365,000 | 17,878,000 |
| Risk-weighted assets | 126,938,000 | 142,945,000 | 148,137,000 | 153,402,000 |