Call reports 2011
ALLIANCE BANK — 2011
What ALLIANCE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 136,366,000 | 137,322,000 | 143,441,000 | 143,128,000 |
| Total loans | 93,508,000 | 97,854,000 | 108,764,000 | 103,569,000 |
| Allowance for loan losses | 1,701,000 | 1,698,000 | 1,743,000 | 1,669,000 |
| Securities available for sale | 21,221,000 | 20,523,000 | 18,177,000 | 19,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,060,000 | 123,533,000 | 126,985,000 | 128,440,000 |
| Interest-bearing deposits | 110,439,000 | 110,399,000 | 112,490,000 | 113,926,000 |
| Noninterest-bearing deposits | 12,621,000 | 13,134,000 | 14,495,000 | 14,514,000 |
| Equity capital | 13,109,000 | 13,549,000 | 14,095,000 | 14,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,428,000 | 2,880,000 | 4,487,000 | 6,085,000 |
| Interest expense | 262,000 | 521,000 | 755,000 | 979,000 |
| Net interest income | 1,166,000 | 2,359,000 | 3,732,000 | 5,106,000 |
| Noninterest income | 200,000 | 428,000 | 751,000 | 881,000 |
| Noninterest expense | 914,000 | 1,875,000 | 2,837,000 | 3,740,000 |
| Provision for loan losses | 45,000 | 90,000 | 185,000 | 230,000 |
| Pretax income | 407,000 | 822,000 | 1,461,000 | 2,017,000 |
| Income tax | 130,000 | 256,000 | 463,000 | 636,000 |
| Net income | 277,000 | 566,000 | 998,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,108,000 | 13,371,000 | 13,804,000 | 14,187,000 |
| Total capital | 14,534,000 | 14,845,000 | 15,426,000 | 15,795,000 |
| Risk-weighted assets | 113,836,000 | 117,694,000 | 129,627,000 | 128,544,000 |