Call reports 2009
ALLIANCE BANK — 2009
What ALLIANCE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 120,076,000 | 116,624,000 | 120,587,000 | 126,517,000 |
| Total loans | 88,268,000 | 90,616,000 | 96,569,000 | 90,270,000 |
| Allowance for loan losses | 1,919,000 | 1,716,000 | 1,698,000 | 1,692,000 |
| Securities available for sale | 7,727,000 | 9,380,000 | 13,261,000 | 16,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,650,000 | 103,257,000 | 105,582,000 | 112,634,000 |
| Interest-bearing deposits | 89,295,000 | 91,529,000 | 93,351,000 | 98,565,000 |
| Noninterest-bearing deposits | 13,355,000 | 11,728,000 | 12,231,000 | 14,069,000 |
| Equity capital | 11,904,000 | 11,823,000 | 12,019,000 | 12,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,768,000 | 4,265,000 | 5,773,000 |
| Interest expense | 608,000 | 1,146,000 | 1,614,000 | 2,028,000 |
| Net interest income | 762,000 | 1,622,000 | 2,651,000 | 3,745,000 |
| Noninterest income | 158,000 | 360,000 | 487,000 | 722,000 |
| Noninterest expense | 884,000 | 1,897,000 | 2,812,000 | 3,821,000 |
| Provision for loan losses | 0 | 82,000 | 157,000 | 207,000 |
| Pretax income | 36,000 | 3,000 | 202,000 | 472,000 |
| Income tax | 10,000 | -6,000 | 69,000 | 171,000 |
| Net income | 26,000 | 9,000 | 133,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,591,000 | 11,488,000 | 11,920,000 | 12,130,000 |
| Total capital | 12,797,000 | 12,758,000 | 13,240,000 | 13,424,000 |
| Risk-weighted assets | 95,842,000 | 101,139,000 | 105,190,000 | 103,104,000 |