Call reports 2008
ALLIANCE BANK — 2008
What ALLIANCE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 132,193,000 | 133,190,000 | 127,265,000 | 121,570,000 |
| Total loans | 105,740,000 | 105,612,000 | 105,694,000 | 96,245,000 |
| Allowance for loan losses | 1,845,000 | 1,462,000 | 2,159,000 | 2,065,000 |
| Securities available for sale | 12,924,000 | 11,492,000 | 8,943,000 | 8,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,398,000 | 96,878,000 | 100,268,000 | 99,199,000 |
| Interest-bearing deposits | 97,740,000 | 83,654,000 | 90,057,000 | 85,964,000 |
| Noninterest-bearing deposits | 11,658,000 | 13,224,000 | 10,211,000 | 13,235,000 |
| Equity capital | 12,670,000 | 12,897,000 | 12,138,000 | 11,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,162,000 | 4,075,000 | 5,870,000 | 7,449,000 |
| Interest expense | 1,121,000 | 1,994,000 | 2,805,000 | 3,566,000 |
| Net interest income | 1,041,000 | 2,081,000 | 3,065,000 | 3,883,000 |
| Noninterest income | 156,000 | 353,000 | 398,000 | 517,000 |
| Noninterest expense | 974,000 | 2,062,000 | 3,096,000 | 4,036,000 |
| Provision for loan losses | 75,000 | 207,000 | 1,414,000 | 1,642,000 |
| Pretax income | 166,000 | 183,000 | -1,025,000 | -1,256,000 |
| Income tax | 53,000 | 56,000 | -354,000 | -302,000 |
| Net income | 113,000 | 127,000 | -671,000 | -954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,524,000 | 12,938,000 | 12,140,000 | 11,605,000 |
| Total capital | 13,928,000 | 14,357,000 | 13,538,000 | 12,910,000 |
| Risk-weighted assets | 111,729,000 | 113,441,000 | 111,052,000 | 103,643,000 |