Call reports 2007
ALLIANCE BANK — 2007
What ALLIANCE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 138,537,000 | 148,571,000 | 155,282,000 | 139,311,000 |
| Total loans | 117,783,000 | 122,034,000 | 123,064,000 | 113,387,000 |
| Allowance for loan losses | 708,000 | 717,000 | 2,701,000 | 2,272,000 |
| Securities available for sale | 10,344,000 | 11,888,000 | 14,793,000 | 14,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,912,000 | 121,494,000 | 130,712,000 | 116,290,000 |
| Interest-bearing deposits | 101,685,000 | 109,032,000 | 118,156,000 | 103,457,000 |
| Noninterest-bearing deposits | 13,227,000 | 12,462,000 | 12,556,000 | 12,832,000 |
| Equity capital | 14,124,000 | 14,094,000 | 11,657,000 | 12,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,457,000 | 5,063,000 | 7,811,000 | 10,292,000 |
| Interest expense | 1,281,000 | 2,652,000 | 4,143,000 | 5,488,000 |
| Net interest income | 1,176,000 | 2,411,000 | 3,668,000 | 4,804,000 |
| Noninterest income | 304,000 | 629,000 | 828,000 | 765,000 |
| Noninterest expense | 1,133,000 | 2,367,000 | 3,823,000 | 4,880,000 |
| Provision for loan losses | 150,000 | 305,000 | 3,337,000 | 3,412,000 |
| Pretax income | 197,000 | 368,000 | -2,664,000 | -2,723,000 |
| Income tax | 35,000 | 79,000 | -935,000 | -1,103,000 |
| Net income | 162,000 | 289,000 | -1,729,000 | -1,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,226,000 | 14,308,000 | 11,747,000 | 12,411,000 |
| Total capital | 14,934,000 | 15,025,000 | 14,448,000 | 13,910,000 |
| Risk-weighted assets | 125,549,000 | 134,039,000 | 129,096,000 | 119,124,000 |