Call reports 2003
ALLIANCE BANK — 2003
What ALLIANCE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 71,146,000 | 75,404,000 | 82,475,000 | 84,118,000 |
| Total loans | 56,112,000 | 62,189,000 | 67,593,000 | 65,413,000 |
| Allowance for loan losses | 541,000 | 580,000 | 605,000 | 608,000 |
| Securities available for sale | 9,947,000 | 9,514,000 | 8,535,000 | 11,603,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,026,000 | 60,284,000 | 64,766,000 | 66,268,000 |
| Interest-bearing deposits | 53,941,000 | 55,666,000 | 58,266,000 | 58,978,000 |
| Noninterest-bearing deposits | 4,085,000 | 4,618,000 | 6,500,000 | 7,290,000 |
| Equity capital | 7,649,000 | 7,695,000 | 7,744,000 | 7,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 1,965,000 | 3,083,000 | 4,247,000 |
| Interest expense | 476,000 | 941,000 | 1,407,000 | 1,868,000 |
| Net interest income | 498,000 | 1,024,000 | 1,676,000 | 2,379,000 |
| Noninterest income | 68,000 | 140,000 | 213,000 | 287,000 |
| Noninterest expense | 446,000 | 902,000 | 1,469,000 | 2,025,000 |
| Provision for loan losses | 26,000 | 69,000 | 106,000 | 122,000 |
| Pretax income | 94,000 | 197,000 | 318,000 | 538,000 |
| Income tax | 32,000 | 69,000 | 112,000 | 186,000 |
| Net income | 62,000 | 128,000 | 206,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,554,000 | 7,620,000 | 7,698,000 | 7,826,000 |
| Total capital | 8,095,000 | 8,200,000 | 8,303,000 | 8,434,000 |
| Risk-weighted assets | 61,288,000 | 66,946,000 | 73,017,000 | 71,894,000 |