Call reports 2002
ALLIANCE BANK — 2002
What ALLIANCE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 62,915,000 | 65,323,000 | 67,154,000 | 68,204,000 |
| Total loans | 45,251,000 | 44,433,000 | 51,547,000 | 53,370,000 |
| Allowance for loan losses | 422,000 | 435,000 | 491,000 | 518,000 |
| Securities available for sale | 9,679,000 | 13,516,000 | 12,016,000 | 9,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,305,000 | 55,490,000 | 57,160,000 | 55,803,000 |
| Interest-bearing deposits | 49,497,000 | 51,038,000 | 52,672,000 | 51,183,000 |
| Noninterest-bearing deposits | 3,808,000 | 4,452,000 | 4,488,000 | 4,620,000 |
| Equity capital | 7,258,000 | 7,513,000 | 7,702,000 | 7,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 969,000 | 1,933,000 | 2,940,000 | 3,926,000 |
| Interest expense | 528,000 | 1,023,000 | 1,504,000 | 1,977,000 |
| Net interest income | 441,000 | 910,000 | 1,436,000 | 1,949,000 |
| Noninterest income | 39,000 | 85,000 | 163,000 | 237,000 |
| Noninterest expense | 390,000 | 805,000 | 1,240,000 | 1,707,000 |
| Provision for loan losses | 24,000 | 37,000 | 96,000 | 133,000 |
| Pretax income | 66,000 | 153,000 | 263,000 | 346,000 |
| Income tax | 0 | 0 | 0 | 99,000 |
| Net income | 66,000 | 153,000 | 263,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,329,000 | 7,416,000 | 7,526,000 | 7,492,000 |
| Total capital | 7,751,000 | 7,851,000 | 8,017,000 | 8,010,000 |
| Risk-weighted assets | 43,987,000 | 50,813,000 | 56,871,000 | 58,505,000 |