Call reports 2001
ALLIANCE BANK — 2001
What ALLIANCE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,598,000 | 50,720,000 | 56,716,000 | 57,909,000 |
| Total loans | 33,389,000 | 35,912,000 | 39,144,000 | 42,211,000 |
| Allowance for loan losses | 323,000 | 346,000 | 368,000 | 399,000 |
| Securities available for sale | 9,132,000 | 8,748,000 | 10,648,000 | 10,269,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,268,000 | 43,383,000 | 49,212,000 | 50,438,000 |
| Interest-bearing deposits | 37,509,000 | 40,996,000 | 45,901,000 | 47,159,000 |
| Noninterest-bearing deposits | 2,759,000 | 2,387,000 | 3,311,000 | 3,280,000 |
| Equity capital | 7,120,000 | 7,149,000 | 7,276,000 | 7,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,813,000 | 2,773,000 | 3,749,000 |
| Interest expense | 522,000 | 1,045,000 | 1,600,000 | 2,154,000 |
| Net interest income | 376,000 | 768,000 | 1,173,000 | 1,595,000 |
| Noninterest income | 35,000 | 75,000 | 115,000 | 200,000 |
| Noninterest expense | 341,000 | 718,000 | 1,103,000 | 1,503,000 |
| Provision for loan losses | 0 | 24,000 | 46,000 | 77,000 |
| Pretax income | 78,000 | 117,000 | 155,000 | 231,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 117,000 | 155,000 | 231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,110,000 | 7,153,000 | 7,212,000 | 7,263,000 |
| Total capital | 7,433,000 | 7,499,000 | 7,580,000 | 7,662,000 |
| Risk-weighted assets | 32,865,000 | 34,959,000 | 39,088,000 | 40,831,000 |