Call reports 2026
POCA VALLEY BANK, INC., THE — 2026
What POCA VALLEY BANK, INC., THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 642,782,000 | 666,227,000 |
| Total loans | 498,459,000 | 505,821,000 |
| Allowance for loan losses | 3,048,000 | 2,946,000 |
| Securities available for sale | 91,131,000 | 91,713,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 586,446,000 | 603,330,000 |
| Interest-bearing deposits | 433,910,000 | 450,608,000 |
| Noninterest-bearing deposits | 152,536,000 | 152,722,000 |
| Equity capital | 44,960,000 | 46,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,609,000 | 17,342,000 |
| Interest expense | 2,336,000 | 4,729,000 |
| Net interest income | 6,273,000 | 12,613,000 |
| Noninterest income | 1,084,000 | 2,334,000 |
| Noninterest expense | 5,893,000 | 12,042,000 |
| Provision for loan losses | -105,000 | -70,000 |
| Pretax income | 1,555,000 | 2,946,000 |
| Income tax | 321,000 | 594,000 |
| Net income | 1,234,000 | 2,352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 50,734,000 | 51,545,000 |
| Total capital | 53,807,000 | 54,513,000 |
| Risk-weighted assets | 446,045,000 | 453,646,000 |