Call reports 2024
BANK OF LUMBER CITY — 2024
What BANK OF LUMBER CITY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 26,553,000 | 28,700,000 | 30,525,000 | 29,124,000 |
| Total loans | 13,772,000 | 12,935,000 | 11,678,000 | 10,301,000 |
| Allowance for loan losses | 183,000 | 184,000 | 184,000 | 185,000 |
| Securities available for sale | 4,803,000 | 4,738,000 | 4,865,000 | 4,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,771,000 | 24,971,000 | 26,665,000 | 25,518,000 |
| Interest-bearing deposits | 7,889,000 | 7,557,000 | 8,014,000 | 16,157,000 |
| Noninterest-bearing deposits | 14,882,000 | 17,414,000 | 18,651,000 | 9,361,000 |
| Equity capital | 3,352,000 | 3,288,000 | 3,410,000 | 3,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 337,000 | 721,000 | 1,131,000 | 1,562,000 |
| Interest expense | 75,000 | 169,000 | 287,000 | 394,000 |
| Net interest income | 262,000 | 552,000 | 844,000 | 1,168,000 |
| Noninterest income | 74,000 | 152,000 | 220,000 | 237,000 |
| Noninterest expense | 350,000 | 727,000 | 1,105,000 | 1,484,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -14,000 | -23,000 | -41,000 | -79,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | -23,000 | -41,000 | -79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,515,000 | 2,529,000 | 2,533,000 | 2,518,000 |
| Total capital | — | — | 2,722,000 | 2,707,000 |
| Risk-weighted assets | — | — | 16,564,000 | 16,492,000 |