Call reports 2023
BANK OF LUMBER CITY — 2023
What BANK OF LUMBER CITY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 28,051,000 | 25,370,000 | 25,415,000 | 24,702,000 |
| Total loans | 13,982,000 | 13,913,000 | 13,942,000 | 13,783,000 |
| Allowance for loan losses | 191,000 | 186,000 | 186,000 | 183,000 |
| Securities available for sale | 4,893,000 | 4,838,000 | 4,559,000 | 4,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,071,000 | 22,456,000 | 21,818,000 | 20,792,000 |
| Interest-bearing deposits | 13,409,000 | 14,225,000 | 12,947,000 | 7,896,000 |
| Noninterest-bearing deposits | 11,662,000 | 8,231,000 | 8,871,000 | 12,896,000 |
| Equity capital | 2,486,000 | 2,434,000 | 3,110,000 | 3,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 681,000 | 1,013,000 | 1,361,000 |
| Interest expense | 30,000 | 95,000 | 152,000 | 229,000 |
| Net interest income | 289,000 | 586,000 | 861,000 | 1,132,000 |
| Noninterest income | 68,000 | 137,000 | 209,000 | 289,000 |
| Noninterest expense | 357,000 | 731,000 | 1,136,000 | 1,489,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -24,000 | -32,000 | -90,000 | -92,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -24,000 | -32,000 | -90,000 | -92,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,494,000 | 1,513,000 | 2,484,000 | 2,507,000 |
| Total capital | 1,690,000 | 1,704,000 | 2,675,000 | — |
| Risk-weighted assets | 18,455,000 | 17,702,000 | 17,710,000 | — |