Call reports 2022
BANK OF LUMBER CITY — 2022
What BANK OF LUMBER CITY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 25,624,000 | 26,299,000 | 25,930,000 | 25,862,000 |
| Total loans | 12,265,000 | 12,465,000 | 12,229,000 | 13,230,000 |
| Allowance for loan losses | 181,000 | 196,000 | 196,000 | 196,000 |
| Securities available for sale | 6,553,000 | 6,037,000 | 5,826,000 | 5,987,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,557,000 | 22,682,000 | 23,194,000 | 22,921,000 |
| Interest-bearing deposits | 14,012,000 | 13,047,000 | 13,510,000 | 14,032,000 |
| Noninterest-bearing deposits | 7,545,000 | 9,635,000 | 9,684,000 | 8,889,000 |
| Equity capital | 3,542,000 | 3,091,000 | 2,204,000 | 2,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 252,000 | 504,000 | 207,000 | 505,000 |
| Interest expense | 10,000 | 20,000 | 7,000 | 16,000 |
| Net interest income | 242,000 | 484,000 | 200,000 | 489,000 |
| Noninterest income | 65,000 | 130,000 | 50,000 | 119,000 |
| Noninterest expense | 325,000 | 722,000 | 226,000 | 537,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -21,000 | -108,000 | 24,000 | 71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -21,000 | -108,000 | 24,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,004,000 | 3,917,000 | 3,177,000 | 1,490,000 |