Call reports 2021
BANK OF LUMBER CITY — 2021
What BANK OF LUMBER CITY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 26,354,000 | 25,323,000 | 26,628,000 | 26,199,000 |
| Total loans | 14,032,000 | 13,814,000 | 13,812,000 | 12,078,000 |
| Allowance for loan losses | 126,000 | 129,000 | 130,000 | 172,000 |
| Securities available for sale | 5,873,000 | 5,840,000 | 5,744,000 | 7,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,898,000 | 20,554,000 | 21,711,000 | 21,627,000 |
| Interest-bearing deposits | 12,266,000 | 12,098,000 | 12,528,000 | 13,069,000 |
| Noninterest-bearing deposits | 9,632,000 | 8,456,000 | 9,183,000 | 8,558,000 |
| Equity capital | 3,915,000 | 4,206,000 | 4,361,000 | 4,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 257,000 | 755,000 | 1,174,000 | 1,517,000 |
| Interest expense | 11,000 | 22,000 | 32,000 | 41,000 |
| Net interest income | 246,000 | 733,000 | 1,142,000 | 1,476,000 |
| Noninterest income | 70,000 | 137,000 | 208,000 | 289,000 |
| Noninterest expense | 284,000 | 588,000 | 917,000 | 1,569,000 |
| Provision for loan losses | 1,000 | 4,000 | 7,000 | 47,000 |
| Pretax income | 24,000 | 264,000 | 407,000 | 125,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 24,000 | 264,000 | 407,000 | 123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,926,000 | 4,166,000 | 4,309,000 | 4,025,000 |