Call reports 2019
BANK OF LUMBER CITY — 2019
What BANK OF LUMBER CITY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 24,460,000 | 24,118,000 | 23,508,000 | 23,750,000 |
| Total loans | 13,180,000 | 12,913,000 | 13,508,000 | 14,193,000 |
| Allowance for loan losses | 121,000 | 122,000 | 122,000 | 103,000 |
| Securities available for sale | 4,700,000 | 4,768,000 | 2,986,000 | 2,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,232,000 | 19,788,000 | 19,101,000 | 19,383,000 |
| Interest-bearing deposits | 12,886,000 | 13,100,000 | 12,424,000 | 12,733,000 |
| Noninterest-bearing deposits | 7,346,000 | 6,688,000 | 6,677,000 | 6,650,000 |
| Equity capital | 3,678,000 | 3,748,000 | 3,817,000 | 3,822,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 304,000 | 608,000 | 927,000 | 1,233,000 |
| Interest expense | 25,000 | 53,000 | 80,000 | 108,000 |
| Net interest income | 279,000 | 555,000 | 847,000 | 1,125,000 |
| Noninterest income | 78,000 | 145,000 | 224,000 | 296,000 |
| Noninterest expense | 299,000 | 627,000 | 938,000 | 1,284,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 58,000 | 72,000 | 139,000 | 143,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 58,000 | 72,000 | 139,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,719,000 | 3,733,000 | 3,800,000 | 3,804,000 |
| Total capital | 3,840,000 | 3,855,000 | 3,922,000 | 3,907,000 |
| Risk-weighted assets | 15,574,000 | 15,345,000 | 15,680,000 | 15,963,000 |