Call reports 2018
BANK OF LUMBER CITY — 2018
What BANK OF LUMBER CITY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 23,364,000 | 24,268,000 | 25,068,000 | 24,019,000 |
| Total loans | 12,213,000 | 12,833,000 | 13,315,000 | 12,932,000 |
| Allowance for loan losses | 158,000 | 139,000 | 139,000 | 121,000 |
| Securities available for sale | 4,689,000 | 4,673,000 | 4,578,000 | 4,654,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,271,000 | 20,124,000 | 20,938,000 | 19,901,000 |
| Interest-bearing deposits | 13,267,000 | 12,950,000 | 14,252,000 | 13,416,000 |
| Noninterest-bearing deposits | 6,004,000 | 7,174,000 | 6,686,000 | 6,485,000 |
| Equity capital | 3,575,000 | 3,577,000 | 3,543,000 | 3,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 269,000 | 553,000 | 857,000 | 1,160,000 |
| Interest expense | 19,000 | 39,000 | 63,000 | 87,000 |
| Net interest income | 250,000 | 514,000 | 794,000 | 1,073,000 |
| Noninterest income | 66,000 | 130,000 | 205,000 | 285,000 |
| Noninterest expense | 319,000 | 646,000 | 1,005,000 | 1,352,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -3,000 | -3,000 | -8,000 | 4,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -3,000 | -3,000 | -8,000 | 4,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,654,000 | 3,654,000 | 3,649,000 | 3,661,000 |
| Total capital | 3,812,000 | 3,793,000 | 3,788,000 | 3,782,000 |
| Risk-weighted assets | 14,847,000 | 15,458,000 | 15,935,000 | 15,605,000 |