Call reports 2017
BANK OF LUMBER CITY — 2017
What BANK OF LUMBER CITY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 24,750,000 | 24,563,000 | 23,444,000 | 22,506,000 |
| Total loans | 12,408,000 | 12,501,000 | 12,188,000 | 12,243,000 |
| Allowance for loan losses | 139,000 | 154,000 | 158,000 | 158,000 |
| Securities available for sale | 5,750,000 | 4,880,000 | 4,828,000 | 4,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,626,000 | 20,332,000 | 19,208,000 | 18,382,000 |
| Interest-bearing deposits | 14,069,000 | 13,503,000 | 12,813,000 | 12,857,000 |
| Noninterest-bearing deposits | 6,557,000 | 6,829,000 | 6,395,000 | 5,525,000 |
| Equity capital | 3,633,000 | 3,747,000 | 3,734,000 | 3,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 277,000 | 566,000 | 844,000 | 1,116,000 |
| Interest expense | 21,000 | 43,000 | 61,000 | 79,000 |
| Net interest income | 256,000 | 523,000 | 783,000 | 1,037,000 |
| Noninterest income | 85,000 | 168,000 | 242,000 | 328,000 |
| Noninterest expense | 296,000 | 604,000 | 930,000 | 1,297,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 50,000 |
| Pretax income | 33,000 | 112,000 | 104,000 | 71,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 112,000 | 104,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,674,000 | 3,753,000 | 3,745,000 | 3,657,000 |
| Total capital | 3,813,000 | 3,907,000 | 3,903,000 | 3,815,000 |
| Risk-weighted assets | 15,417,000 | 15,189,000 | 15,041,000 | 14,847,000 |