Call reports 2001
BANK OF LUMBER CITY — 2001
What BANK OF LUMBER CITY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,183,000 | 18,538,000 | 18,058,000 | 17,499,000 |
| Total loans | 9,871,000 | 9,403,000 | 9,301,000 | 9,198,000 |
| Allowance for loan losses | 352,000 | 313,000 | 316,000 | 297,000 |
| Securities available for sale | 3,067,000 | 3,132,000 | 3,173,000 | 3,319,000 |
| Securities held to maturity | 3,040,000 | 3,528,000 | 3,317,000 | 3,002,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,398,000 | 15,677,000 | 15,088,000 | 14,555,000 |
| Interest-bearing deposits | 12,782,000 | 12,851,000 | 12,631,000 | 11,881,000 |
| Noninterest-bearing deposits | 2,616,000 | 2,826,000 | 2,457,000 | 2,674,000 |
| Equity capital | 2,733,000 | 2,793,000 | 2,886,000 | 2,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 783,000 | 1,165,000 | 1,542,000 |
| Interest expense | 171,000 | 330,000 | 479,000 | 607,000 |
| Net interest income | 226,000 | 453,000 | 686,000 | 935,000 |
| Noninterest income | 54,000 | 107,000 | 174,000 | 243,000 |
| Noninterest expense | 209,000 | 404,000 | 616,000 | 849,000 |
| Provision for loan losses | 5,000 | 5,000 | 5,000 | 5,000 |
| Pretax income | 66,000 | 151,000 | 239,000 | 324,000 |
| Income tax | 13,000 | 29,000 | 50,000 | 64,000 |
| Net income | 53,000 | 122,000 | 189,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,690,000 | 2,759,000 | 2,826,000 | 2,897,000 |
| Total capital | 2,826,000 | 2,891,000 | 2,955,000 | 3,023,000 |
| Risk-weighted assets | 10,640,000 | 10,372,000 | 10,103,000 | 9,928,000 |