Call reports 2008
HILLTOP NATIONAL BANK — 2008
What HILLTOP NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 418,277,000 | 427,016,000 | 468,225,000 | 457,346,000 |
| Total loans | 207,859,000 | 213,637,000 | 213,310,000 | 215,624,000 |
| Allowance for loan losses | 2,084,000 | 2,118,000 | 2,188,000 | 2,123,000 |
| Securities available for sale | 142,486,000 | 143,023,000 | 148,159,000 | 157,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,690,000 | 390,240,000 | 431,414,000 | 417,083,000 |
| Interest-bearing deposits | 266,756,000 | 276,698,000 | 313,120,000 | 299,182,000 |
| Noninterest-bearing deposits | 112,934,000 | 113,542,000 | 118,294,000 | 117,901,000 |
| Equity capital | 37,686,000 | 35,638,000 | 35,598,000 | 39,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,662,000 | 11,184,000 | 16,869,000 | 22,386,000 |
| Interest expense | 1,511,000 | 2,719,000 | 3,918,000 | 4,871,000 |
| Net interest income | 4,151,000 | 8,465,000 | 12,951,000 | 17,515,000 |
| Noninterest income | 1,294,000 | 2,673,000 | 4,019,000 | 5,427,000 |
| Noninterest expense | 3,508,000 | 7,057,000 | 10,695,000 | 14,250,000 |
| Provision for loan losses | 0 | 38,000 | 113,000 | 563,000 |
| Pretax income | 1,978,000 | 4,115,000 | 6,242,000 | 8,210,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,978,000 | 4,115,000 | 6,242,000 | 8,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,489,000 | 37,631,000 | 38,661,000 | 39,632,000 |
| Total capital | 38,607,000 | 39,775,000 | 40,849,000 | 41,755,000 |
| Risk-weighted assets | 224,836,000 | 229,187,000 | 240,488,000 | 236,798,000 |