Call reports 2006
HILLTOP NATIONAL BANK — 2006
What HILLTOP NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 391,547,000 | 429,459,000 | 401,521,000 | 388,849,000 |
| Total loans | 189,382,000 | 197,698,000 | 197,874,000 | 200,981,000 |
| Allowance for loan losses | 1,337,000 | 1,485,000 | 1,629,000 | 1,740,000 |
| Securities available for sale | 149,102,000 | 147,542,000 | 144,530,000 | 138,820,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,280,000 | 400,212,000 | 369,603,000 | 355,699,000 |
| Interest-bearing deposits | 267,320,000 | 303,314,000 | 260,746,000 | 255,309,000 |
| Noninterest-bearing deposits | 93,960,000 | 96,898,000 | 108,857,000 | 100,390,000 |
| Equity capital | 29,829,000 | 28,734,000 | 31,246,000 | 32,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,100,000 | 10,451,000 | 15,965,000 | 21,490,000 |
| Interest expense | 1,071,000 | 2,319,000 | 3,830,000 | 5,288,000 |
| Net interest income | 4,029,000 | 8,132,000 | 12,135,000 | 16,202,000 |
| Noninterest income | 1,106,000 | 2,412,000 | 3,471,000 | 5,108,000 |
| Noninterest expense | 3,362,000 | 6,649,000 | 9,999,000 | 13,727,000 |
| Provision for loan losses | 140,000 | 290,000 | 440,000 | 590,000 |
| Pretax income | 1,636,000 | 3,608,000 | 5,172,000 | 7,011,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 1,636,000 | 3,608,000 | 5,172,000 | 7,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,630,000 | 33,108,000 | 33,007,000 | 33,248,000 |
| Total capital | 33,967,000 | 34,593,000 | 34,636,000 | 34,988,000 |
| Risk-weighted assets | 214,749,000 | 226,523,000 | 218,303,000 | 216,603,000 |