Call reports 2005
HILLTOP NATIONAL BANK — 2005
What HILLTOP NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 369,392,000 | 381,185,000 | 376,432,000 | 384,483,000 |
| Total loans | 166,766,000 | 173,877,000 | 188,420,000 | 192,311,000 |
| Allowance for loan losses | 885,000 | 985,000 | 1,098,000 | 1,191,000 |
| Securities available for sale | 138,177,000 | 141,972,000 | 155,776,000 | 149,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 340,274,000 | 351,551,000 | 346,173,000 | 355,230,000 |
| Interest-bearing deposits | 261,868,000 | 261,336,000 | 260,438,000 | 253,829,000 |
| Noninterest-bearing deposits | 78,406,000 | 90,215,000 | 85,735,000 | 101,401,000 |
| Equity capital | 28,750,000 | 29,188,000 | 29,749,000 | 28,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,175,000 | 8,697,000 | 13,465,000 | 18,533,000 |
| Interest expense | 681,000 | 1,531,000 | 2,439,000 | 3,424,000 |
| Net interest income | 3,494,000 | 7,166,000 | 11,026,000 | 15,109,000 |
| Noninterest income | 1,049,000 | 2,158,000 | 3,182,000 | 4,492,000 |
| Noninterest expense | 3,240,000 | 6,400,000 | 9,751,000 | 13,223,000 |
| Provision for loan losses | 90,000 | 180,000 | 290,000 | 440,000 |
| Pretax income | 1,196,000 | 2,764,000 | 4,197,000 | 5,975,000 |
| Income tax | 1,000 | 1,000 | 5,000 | 5,000 |
| Net income | 1,195,000 | 2,763,000 | 4,192,000 | 5,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,780,000 | 29,851,000 | 31,285,000 | 30,990,000 |
| Total capital | 31,665,000 | 30,836,000 | 32,383,000 | 32,181,000 |
| Risk-weighted assets | 197,980,000 | 205,291,000 | 212,168,000 | 216,337,000 |