Call reports 2004
HILLTOP NATIONAL BANK — 2004
What HILLTOP NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 332,803,000 | 333,312,000 | 349,681,000 | 358,029,000 |
| Total loans | 141,088,000 | 161,010,000 | 161,656,000 | 163,865,000 |
| Allowance for loan losses | 810,000 | 794,000 | 809,000 | 800,000 |
| Securities available for sale | 144,301,000 | 134,413,000 | 131,400,000 | 134,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,299,000 | 306,176,000 | 318,925,000 | 327,928,000 |
| Interest-bearing deposits | 215,935,000 | 210,050,000 | 222,090,000 | 242,585,000 |
| Noninterest-bearing deposits | 86,364,000 | 96,126,000 | 96,835,000 | 85,343,000 |
| Equity capital | 30,177,000 | 26,765,000 | 30,325,000 | 29,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,703,000 | 7,642,000 | 11,669,000 | 15,815,000 |
| Interest expense | 487,000 | 897,000 | 1,358,000 | 1,903,000 |
| Net interest income | 3,216,000 | 6,745,000 | 10,311,000 | 13,912,000 |
| Noninterest income | 885,000 | 1,874,000 | 2,871,000 | 3,926,000 |
| Noninterest expense | 3,162,000 | 6,155,000 | 9,371,000 | 13,055,000 |
| Provision for loan losses | 20,000 | 70,000 | 105,000 | 160,000 |
| Pretax income | 960,000 | 2,476,000 | 3,759,000 | 4,681,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 4,000 |
| Net income | 956,000 | 2,472,000 | 3,755,000 | 4,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,616,000 | 29,660,000 | 30,192,000 | 29,580,000 |
| Total capital | 29,426,000 | 30,454,000 | 31,001,000 | 30,380,000 |
| Risk-weighted assets | 170,757,000 | 183,646,000 | 185,595,000 | 191,571,000 |