Call reports 2003
HILLTOP NATIONAL BANK — 2003
What HILLTOP NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 316,387,000 | 304,395,000 | 308,408,000 | 324,250,000 |
| Total loans | 128,563,000 | 129,279,000 | 128,929,000 | 130,727,000 |
| Allowance for loan losses | 836,000 | 820,000 | 805,000 | 818,000 |
| Securities available for sale | 117,166,000 | 122,250,000 | 120,149,000 | 129,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,381,000 | 273,120,000 | 279,670,000 | 294,547,000 |
| Interest-bearing deposits | 210,075,000 | 198,924,000 | 201,296,000 | 214,493,000 |
| Noninterest-bearing deposits | 76,306,000 | 74,196,000 | 78,374,000 | 80,054,000 |
| Equity capital | 29,636,000 | 30,871,000 | 28,317,000 | 29,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,929,000 | 7,769,000 | 11,292,000 | 14,925,000 |
| Interest expense | 694,000 | 1,363,000 | 1,880,000 | 2,395,000 |
| Net interest income | 3,235,000 | 6,406,000 | 9,412,000 | 12,530,000 |
| Noninterest income | 847,000 | 1,896,000 | 2,761,000 | 3,794,000 |
| Noninterest expense | 3,035,000 | 5,875,000 | 8,928,000 | 11,909,000 |
| Provision for loan losses | 20,000 | 20,000 | 30,000 | 70,000 |
| Pretax income | 1,043,000 | 2,447,000 | 3,265,000 | 4,398,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 6,000 |
| Net income | 1,040,000 | 2,443,000 | 3,260,000 | 4,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,347,000 | 28,235,000 | 28,057,000 | 28,786,000 |
| Total capital | 28,183,000 | 29,055,000 | 28,862,000 | 29,604,000 |
| Risk-weighted assets | 157,373,000 | 156,588,000 | 156,382,000 | 160,498,000 |