Call reports 2002
HILLTOP NATIONAL BANK — 2002
What HILLTOP NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 285,857,000 | 291,814,000 | 297,427,000 | 306,969,000 |
| Total loans | 134,617,000 | 137,903,000 | 137,157,000 | 133,570,000 |
| Allowance for loan losses | 852,000 | 846,000 | 835,000 | 828,000 |
| Securities available for sale | 105,236,000 | 105,958,000 | 112,071,000 | 110,918,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,627,000 | 261,298,000 | 266,513,000 | 277,057,000 |
| Interest-bearing deposits | 199,006,000 | 193,090,000 | 194,011,000 | 204,491,000 |
| Noninterest-bearing deposits | 58,621,000 | 68,208,000 | 72,502,000 | 72,566,000 |
| Equity capital | 27,648,000 | 30,016,000 | 30,355,000 | 29,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,189,000 | 8,536,000 | 12,985,000 | 17,288,000 |
| Interest expense | 979,000 | 1,922,000 | 2,850,000 | 3,663,000 |
| Net interest income | 3,210,000 | 6,614,000 | 10,135,000 | 13,625,000 |
| Noninterest income | 812,000 | 1,796,000 | 2,648,000 | 3,693,000 |
| Noninterest expense | 2,926,000 | 5,753,000 | 8,721,000 | 11,868,000 |
| Provision for loan losses | 0 | 20,000 | 80,000 | 100,000 |
| Pretax income | 1,113,000 | 2,720,000 | 4,065,000 | 5,433,000 |
| Income tax | 6,000 | 10,000 | 10,000 | 10,000 |
| Net income | 1,107,000 | 2,710,000 | 4,055,000 | 5,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,048,000 | 27,556,000 | 27,306,000 | 26,302,000 |
| Total capital | 27,900,000 | 28,402,000 | 28,141,000 | 27,130,000 |
| Risk-weighted assets | 153,643,000 | 157,449,000 | 158,075,000 | 158,964,000 |