Call report 2026Q2 · Schedule RC-C Part I
MECHANICS COOPERATIVE BANK — Schedule RC-C Part I — Loans and Leases, 2026Q2
The loan book by category: real estate (construction, farmland, 1-4 family, multifamily, commercial), commercial and industrial, consumer, agricultural and lease financing. The first place to see what a bank actually lends against.
What stands out
MECHANICS COOPERATIVE BANK filed 60 items on Schedule RC-C Part I for 2026Q2. The largest amount is $883.5M for “Gross Contract Rcvbl”, 98.3 % of total assets. Next come “Tot Lns&lease Less Unearn Inc On Lns” at $745.9M and “Fv Ln Lease Acquisition” at $682.1M. 23 of the 60 items are reported as zero — the line exists on the form, the bank has no such position. Dollar amounts are as filed, in thousands of USD; counts, dates and ratios keep their own units. Every value links to its fact record with the filing it came from.
Schedule RC-C Part I — Loans and Leases
The loan book by category: real estate (construction, farmland, 1-4 family, multifamily, commercial), commercial and industrial, consumer, agricultural and lease financing. The first place to see what a bank actually lends against.
| Item | MDRM | Value as filed | Source |
|---|---|---|---|
| Loans To Di's & Accept Othr | RCON1288 | 0 | evidence → |
| R.e. Loans-farmland | RCON1420 | 88 | evidence → |
| R.e. Loans Multi-family | RCON1460 | 78,842 | evidence → |
| Loans To Finance Agricultural Prod | RCON1590 | 0 | evidence → |
| C&I Loans | RCON1766 | 41,635 | evidence → |
| Revolving, Open-end Lns Secd By 1-4f | RCON1797 | 18,224 | evidence → |
| Oblgs Of St&political Subdvs In U.s. | RCON2107 | 0 | evidence → |
| Tot Lns&lease Less Unearn Inc On Lns | RCON2122 | 745,862 | evidence → |
| Unearned Income On Loans | RCON2123 | 0 | evidence → |
| Lease Financing Receivables | RCON2165 | 0 | evidence → |
| Lns To Finc Commcl Re,constrc&ld Dev | RCON2746 | 0 | evidence → |
| All Oth Lns Secd By 1-4fmly-1st Lien | RCON5367 | 226,740 | evidence → |
| All Oth Lns Secd By 1-4fmly-jr Liens | RCON5368 | 4,380 | evidence → |
| Adjtbl Rate Closed-end Lns Secd By 1 | RCON5370 | 147,887 | evidence → |
| Fxd&fltg Rt Lns&leases Mat 1 Yr Or L | RCONA247 | 59,403 | evidence → |
| Clsd-end Lns Secd 1st Liens 3 Mos Le | RCONA564 | 19,711 | evidence → |
| Clsd-end Lns Secd 1st Liens Ov3-12 M | RCONA565 | 7,352 | evidence → |
| Clsd-end Lns Secd 1st Liens Ov 1-3 Y | RCONA566 | 29,410 | evidence → |
| Clsd-end Lns Secd 1st Liens Ov 3-5 Y | RCONA567 | 37,037 | evidence → |
| Clsd-end Lns Secd 1st Liens Ovr 15 Y | RCONA568 | 43,527 | evidence → |
| Loans Secd By RE Mat Over 15 Years | RCONA569 | 89,703 | evidence → |
| Other Lns&leases Mat 3 Months Or Les | RCONA570 | 182,295 | evidence → |
| Other Lns&leases Mat Over 3-12 Month | RCONA571 | 41,196 | evidence → |
| Other Lns&leases Mat Ovr 1 - 3 Yrs | RCONA572 | 79,985 | evidence → |
| Other Lns&leases Mat Ovr 3 - 5 Yrs | RCONA573 | 40,075 | evidence → |
| Other Lns&leases Mat Ovr 5 - 15 Yrs | RCONA574 | 67,806 | evidence → |
| Other Lns&leases Maturity Over 15 Yr | RCONA575 | 107,510 | evidence → |
| Credit Cards Loans | RCONB538 | 0 | evidence → |
| Other Revolving Credit Plan Loans | RCONB539 | 12 | evidence → |
| Ln Secured By 1-4 Fam Res Constructi | RCONF158 | 36,486 | evidence → |
| Ln Secured By Othr Cnstrctn Ln & La | RCONF159 | 75,296 | evidence → |
| Ln Secured By Owner Occpd Nonfarm No | RCONF160 | 85,590 | evidence → |
| Ln Secured By Othr Nonfarm Nonres Pr | RCONF161 | 169,740 | evidence → |
| Total Carry Amt Of Cls-end Ln Neg Am | RCONF230 | 0 | evidence → |
| Ln Mod Fin Dfclty Sec 1-4 Res Prop I | RCONF576 | 135 | evidence → |
| Ln Sec 1-4 Res Prop In Proc Of Fcls | RCONF577 | 0 | evidence → |
| Cnstrctn Dev & Othr Amt Ln Int Rsrv | RCONG376 | 0 | evidence → |
| Pldg Ln And Lease | RCONG378 | 257,269 | evidence → |
| Fv Ln Lease Acquisition | RCONGW45 | 682,072 | evidence → |
| Gross Contract Rcvbl | RCONGW46 | 883,481 | evidence → |
| Best Est At Acquisition Dt | RCONGW47 | 8,130 | evidence → |
| Total Ln Mod Fin Dfclty | RCONHK25 | 293 | evidence → |
| Ln Ndep Fncl Inst | RCONJ454 | 0 | evidence → |
| Other Loans | RCONJ464 | 48 | evidence → |
| Ln Mod Fin Dfclty House Family Credi | RCONK098 | 0 | evidence → |
| Ln To Ind Hh Othr Auto Ln | RCONK137 | 7,559 | evidence → |
| Ln Mod Fin Dfclty Cnst Land Dev 1-4 | RCONK158 | 0 | evidence → |
| Ln Mod Fin Dfclty Cnst Land Dev Othr | RCONK159 | 0 | evidence → |
| Ln Mod Fin Dfclty Cnst Land Dev Mult | RCONK160 | 158 | evidence → |
| Ln Mod Fin Dfclty Land Dev Nfarm Nre | RCONK161 | 0 | evidence → |
| Ln Mod Fin Dfclty Land Dev Nfarm Nre | RCONK162 | 0 | evidence → |
| Ln Mod Fin Dfclty All Othr Ln | RCONK165 | 0 | evidence → |
| Itemize Ln Mod Fin Dfclty Ln Scd Far | RCONK166 | 0 | evidence → |
| Itemize Ln Mod Fin Dfclty Ln Fi Agri | RCONK168 | 0 | evidence → |
| Ln Mod Fin Dfclty House Family Auto | RCONK203 | 0 | evidence → |
| Ln Mod Fin Dfclty House Family Othr | RCONK204 | 0 | evidence → |
| Ln To Ind Hh Othr Auto Ln | RCONK207 | 1,222 | evidence → |
| Ln Mod Fin Dfclty Cmrl | RCONK256 | 0 | evidence → |
| Revolving, open-end lines of credit | RCONLE75 | 116 | evidence → |
| Cnstrctn Dev & Othr Amt Int Cap | RIADG377 | 0 | evidence → |
Other schedules of this call report
19 further schedules filed by MECHANICS COOPERATIVE BANK for 2026Q2.
- Schedule RC — Balance Sheet 39 items
- Schedule RC-B — Securities 90 items
- Schedule RC-C Part II — Loans to Small Businesses and Small Farms 24 items
- Schedule RC-E — Deposit Liabilities 43 items
- Schedule RC-F — Other Assets 17 items
- Schedule RC-G — Other Liabilities 13 items
- Schedule RC-K — Quarterly Averages 20 items
- Schedule RC-L — Derivatives and Off-Balance-Sheet Items 28 items
- Schedule RC-M — Memoranda 30 items
- Schedule RC-N — Past Due and Nonaccrual Loans, Leases, and Other Assets 121 items
- Schedule RC-O — Other Data for Deposit Insurance Assessments 24 items
- Schedule RC-R Part I — Regulatory Capital Components and Ratios 44 items
- Schedule RC-R Part II — Risk-Weighted Assets 371 items
- Schedule RI — Income Statement 55 items
- Schedule RI-A — Changes in Bank Equity Capital 11 items
- Schedule RI-B Part I — Charge-offs and Recoveries on Loans and Leases 36 items
- Schedule RI-B Part II — Changes in Allowances for Credit Losses 23 items
- Schedule RI-E — Explanations 11 items
- Schedule SU — Supplemental Information 4 items
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