Call reports 2026
MECHANICS COOPERATIVE BANK — 2026
What MECHANICS COOPERATIVE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 878,922,000 | 898,764,000 |
| Total loans | 728,743,000 | 745,862,000 |
| Allowance for loan losses | 6,263,000 | 6,439,000 |
| Securities available for sale | 83,277,000 | 82,416,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 2,216,000 | 2,196,000 |
| Total deposits | 681,164,000 | 679,578,000 |
| Interest-bearing deposits | 575,490,000 | 569,186,000 |
| Noninterest-bearing deposits | 105,674,000 | 110,392,000 |
| Equity capital | 115,701,000 | 118,585,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,031,000 | 26,256,000 |
| Interest expense | 4,223,000 | 8,481,000 |
| Net interest income | 8,808,000 | 17,775,000 |
| Noninterest income | 554,000 | 1,483,000 |
| Noninterest expense | 5,981,000 | 11,852,000 |
| Provision for loan losses | 0 | 177,000 |
| Pretax income | 3,294,000 | 7,131,000 |
| Income tax | 824,000 | 1,677,000 |
| Net income | 2,470,000 | 5,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 103,903,000 | 107,408,000 |
| Total capital | 111,114,000 | 114,807,000 |
| Risk-weighted assets | 726,933,000 | 746,964,000 |