Call report 2025Q3
MECHANICS COOPERATIVE BANK — 2025Q3
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 850,614,000 | USD | evidence → |
| Total loans | 718,637,000 | USD | evidence → |
| Allowance for loan losses | 5,797,000 | USD | evidence → |
| Securities available for sale | 82,184,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 2,186,000 | USD | evidence → |
| Total deposits | 662,367,000 | USD | evidence → |
| Interest-bearing deposits | 558,375,000 | USD | evidence → |
| Noninterest-bearing deposits | 103,992,000 | USD | evidence → |
| Equity capital | 105,009,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,415,000 | USD | evidence → |
| Interest expense | 13,125,000 | USD | evidence → |
| Net interest income | 24,290,000 | USD | evidence → |
| Noninterest income | 1,772,000 | USD | evidence → |
| Noninterest expense | 14,847,000 | USD | evidence → |
| Provision for loan losses | 155,000 | USD | evidence → |
| Pretax income | 10,960,000 | USD | evidence → |
| Income tax | 2,809,000 | USD | evidence → |
| Net income | 8,151,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 108,291,000 | USD | evidence → |
| Total capital | 114,808,000 | USD | evidence → |
| Risk-weighted assets | 694,472,000 | USD | evidence → |