Call report 2024Q3
MECHANICS COOPERATIVE BANK — 2024Q3
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 804,272,000 | USD | evidence → |
| Total loans | 677,338,000 | USD | evidence → |
| Allowance for loan losses | 5,150,000 | USD | evidence → |
| Securities available for sale | 79,357,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 902,000 | USD | evidence → |
| Total deposits | 627,025,000 | USD | evidence → |
| Interest-bearing deposits | 518,341,000 | USD | evidence → |
| Noninterest-bearing deposits | 108,684,000 | USD | evidence → |
| Equity capital | 95,163,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,186,000 | USD | evidence → |
| Interest expense | 12,199,000 | USD | evidence → |
| Net interest income | 19,987,000 | USD | evidence → |
| Noninterest income | 1,539,000 | USD | evidence → |
| Noninterest expense | 14,077,000 | USD | evidence → |
| Provision for loan losses | 845,000 | USD | evidence → |
| Pretax income | 6,629,000 | USD | evidence → |
| Income tax | 1,548,000 | USD | evidence → |
| Net income | 5,081,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 99,091,000 | USD | evidence → |
| Total capital | 104,920,000 | USD | evidence → |
| Risk-weighted assets | 592,901,000 | USD | evidence → |