Call report 2023Q2
MECHANICS COOPERATIVE BANK — 2023Q2
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 666,142,000 | USD | evidence → |
| Total loans | 534,213,000 | USD | evidence → |
| Allowance for loan losses | 4,352,000 | USD | evidence → |
| Securities available for sale | 75,156,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 1,328,000 | USD | evidence → |
| Total deposits | 541,700,000 | USD | evidence → |
| Interest-bearing deposits | 427,682,000 | USD | evidence → |
| Noninterest-bearing deposits | 114,018,000 | USD | evidence → |
| Equity capital | 83,870,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,596,000 | USD | evidence → |
| Interest expense | 3,450,000 | USD | evidence → |
| Net interest income | 13,146,000 | USD | evidence → |
| Noninterest income | 936,000 | USD | evidence → |
| Noninterest expense | 8,237,000 | USD | evidence → |
| Provision for loan losses | 216,000 | USD | evidence → |
| Pretax income | 5,594,000 | USD | evidence → |
| Income tax | 1,437,000 | USD | evidence → |
| Net income | 4,157,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 90,009,000 | USD | evidence → |
| Total capital | 95,026,000 | USD | evidence → |
| Risk-weighted assets | 485,751,000 | USD | evidence → |