Call report 2020Q4
MECHANICS COOPERATIVE BANK — 2020Q4
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 659,783,000 | USD | evidence → |
| Total loans | 538,598,000 | USD | evidence → |
| Allowance for loan losses | 3,974,000 | USD | evidence → |
| Securities available for sale | 75,505,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 503,353,000 | USD | evidence → |
| Interest-bearing deposits | 408,748,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,605,000 | USD | evidence → |
| Equity capital | 68,402,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,210,000 | USD | evidence → |
| Interest expense | 4,805,000 | USD | evidence → |
| Net interest income | 23,405,000 | USD | evidence → |
| Noninterest income | 2,288,000 | USD | evidence → |
| Noninterest expense | 16,565,000 | USD | evidence → |
| Provision for loan losses | 456,000 | USD | evidence → |
| Pretax income | 8,657,000 | USD | evidence → |
| Income tax | 2,213,000 | USD | evidence → |
| Net income | 6,444,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,520,000 | USD | evidence → |
| Total capital | 73,968,000 | USD | evidence → |
| Risk-weighted assets | 420,202,000 | USD | evidence → |