Call report 2020Q2
MECHANICS COOPERATIVE BANK — 2020Q2
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 670,568,000 | USD | evidence → |
| Total loans | 546,041,000 | USD | evidence → |
| Allowance for loan losses | 3,640,000 | USD | evidence → |
| Securities available for sale | 71,923,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 497,044,000 | USD | evidence → |
| Interest-bearing deposits | 401,445,000 | USD | evidence → |
| Noninterest-bearing deposits | 95,599,000 | USD | evidence → |
| Equity capital | 65,140,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,269,000 | USD | evidence → |
| Interest expense | 2,747,000 | USD | evidence → |
| Net interest income | 11,522,000 | USD | evidence → |
| Noninterest income | 1,127,000 | USD | evidence → |
| Noninterest expense | 7,519,000 | USD | evidence → |
| Provision for loan losses | 117,000 | USD | evidence → |
| Pretax income | 4,983,000 | USD | evidence → |
| Income tax | 1,284,000 | USD | evidence → |
| Net income | 3,699,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,775,000 | USD | evidence → |
| Total capital | 70,821,000 | USD | evidence → |
| Risk-weighted assets | 412,122,000 | USD | evidence → |