Call report 2018Q4
MECHANICS COOPERATIVE BANK — 2018Q4
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 575,069,000 | USD | evidence → |
| Total loans | 473,332,000 | USD | evidence → |
| Allowance for loan losses | 3,512,000 | USD | evidence → |
| Securities available for sale | 68,590,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 433,461,000 | USD | evidence → |
| Interest-bearing deposits | 366,935,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,526,000 | USD | evidence → |
| Equity capital | 55,651,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,226,000 | USD | evidence → |
| Interest expense | 5,479,000 | USD | evidence → |
| Net interest income | 20,747,000 | USD | evidence → |
| Noninterest income | 1,744,000 | USD | evidence → |
| Noninterest expense | 13,746,000 | USD | evidence → |
| Provision for loan losses | 413,000 | USD | evidence → |
| Pretax income | 8,332,000 | USD | evidence → |
| Income tax | 2,074,000 | USD | evidence → |
| Net income | 6,258,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,691,000 | USD | evidence → |
| Total capital | 60,561,000 | USD | evidence → |
| Risk-weighted assets | 409,605,000 | USD | evidence → |