Call report 2016Q1
MECHANICS COOPERATIVE BANK — 2016Q1
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2016Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 492,344,000 | USD | evidence → |
| Total loans | 394,121,000 | USD | evidence → |
| Allowance for loan losses | 3,517,000 | USD | evidence → |
| Securities available for sale | 67,704,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 399,823,000 | USD | evidence → |
| Interest-bearing deposits | 347,968,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,855,000 | USD | evidence → |
| Equity capital | 42,016,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,192,000 | USD | evidence → |
| Interest expense | 755,000 | USD | evidence → |
| Net interest income | 4,437,000 | USD | evidence → |
| Noninterest income | 451,000 | USD | evidence → |
| Noninterest expense | 3,199,000 | USD | evidence → |
| Provision for loan losses | 188,000 | USD | evidence → |
| Pretax income | 1,501,000 | USD | evidence → |
| Income tax | 551,000 | USD | evidence → |
| Net income | 950,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,698,000 | USD | evidence → |
| Total capital | 46,358,000 | USD | evidence → |
| Risk-weighted assets | 351,924,000 | USD | evidence → |