Call report 2012Q4
MECHANICS COOPERATIVE BANK — 2012Q4
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 414,625,000 | USD | evidence → |
| Total loans | 289,885,000 | USD | evidence → |
| Allowance for loan losses | 2,391,000 | USD | evidence → |
| Securities available for sale | 94,569,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 370,435,000 | USD | evidence → |
| Interest-bearing deposits | 341,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,283,000 | USD | evidence → |
| Equity capital | 32,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,619,000 | USD | evidence → |
| Interest expense | 4,891,000 | USD | evidence → |
| Net interest income | 12,728,000 | USD | evidence → |
| Noninterest income | 1,995,000 | USD | evidence → |
| Noninterest expense | 10,117,000 | USD | evidence → |
| Provision for loan losses | 299,000 | USD | evidence → |
| Pretax income | 4,306,000 | USD | evidence → |
| Income tax | 1,566,000 | USD | evidence → |
| Net income | 2,740,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,675,000 | USD | evidence → |
| Total capital | 34,191,000 | USD | evidence → |
| Risk-weighted assets | 275,194,000 | USD | evidence → |