Call report 2007Q4
MECHANICS COOPERATIVE BANK — 2007Q4
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,611,000 | USD | evidence → |
| Total loans | 109,868,000 | USD | evidence → |
| Allowance for loan losses | 1,136,000 | USD | evidence → |
| Securities available for sale | 61,012,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,479,000 | USD | evidence → |
| Interest-bearing deposits | 122,221,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,258,000 | USD | evidence → |
| Equity capital | 15,579,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,404,000 | USD | evidence → |
| Interest expense | 5,193,000 | USD | evidence → |
| Net interest income | 5,211,000 | USD | evidence → |
| Noninterest income | 516,000 | USD | evidence → |
| Noninterest expense | 4,867,000 | USD | evidence → |
| Provision for loan losses | 90,000 | USD | evidence → |
| Pretax income | 749,000 | USD | evidence → |
| Income tax | 261,000 | USD | evidence → |
| Net income | 488,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,465,000 | USD | evidence → |
| Total capital | 16,601,000 | USD | evidence → |
| Risk-weighted assets | 116,204,000 | USD | evidence → |