Call reports 2003

MECHANICS COOPERATIVE BANK — 2003

Name: MECHANICS COOPERATIVE BANK — FFIEC call report 2003
Creator: MECHANICS COOPERATIVE BANK

What MECHANICS COOPERATIVE BANK reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/99a00cf9-09c5-4617-910a-35f7b8a1ef15/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	111,068,000	115,967,000	123,869,000	130,091,000
Total loans	58,814,000	58,633,000	60,209,000	63,083,000
Allowance for loan losses	517,000	545,000	577,000	734,000
Securities available for sale	37,662,000	42,699,000	52,229,000	58,065,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	99,375,000	102,466,000	103,149,000	106,305,000
Interest-bearing deposits	92,633,000	95,195,000	94,870,000	98,177,000
Noninterest-bearing deposits	6,742,000	7,271,000	8,279,000	8,128,000
Equity capital	10,464,000	10,783,000	10,534,000	10,658,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,643,000	3,211,000	4,811,000	6,400,000
Interest expense	511,000	1,007,000	1,489,000	1,964,000
Net interest income	1,132,000	2,204,000	3,322,000	4,436,000
Noninterest income	341,000	566,000	464,000	565,000
Noninterest expense	848,000	1,710,000	2,536,000	3,309,000
Provision for loan losses	15,000	30,000	45,000	48,000
Pretax income	610,000	1,030,000	1,205,000	1,643,000
Income tax	233,000	398,000	459,000	625,000
Net income	377,000	632,000	746,000	1,018,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	10,274,000	10,337,000	10,488,000	10,757,000
Total capital	10,791,000	10,882,000	11,065,000	11,491,000
Risk-weighted assets	58,088,000	58,806,000	59,918,000	62,342,000