Call report 2002Q4
MECHANICS COOPERATIVE BANK — 2002Q4
The 22 measures MECHANICS COOPERATIVE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,893,000 | USD | evidence → |
| Total loans | 57,216,000 | USD | evidence → |
| Allowance for loan losses | 484,000 | USD | evidence → |
| Securities available for sale | 35,975,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 97,930,000 | USD | evidence → |
| Interest-bearing deposits | 93,724,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,206,000 | USD | evidence → |
| Equity capital | 10,039,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,474,000 | USD | evidence → |
| Interest expense | 2,244,000 | USD | evidence → |
| Net interest income | 4,230,000 | USD | evidence → |
| Noninterest income | 711,000 | USD | evidence → |
| Noninterest expense | 2,969,000 | USD | evidence → |
| Provision for loan losses | 32,000 | USD | evidence → |
| Pretax income | 1,945,000 | USD | evidence → |
| Income tax | 721,000 | USD | evidence → |
| Net income | 1,224,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,896,000 | USD | evidence → |
| Total capital | 10,380,000 | USD | evidence → |
| Risk-weighted assets | 52,737,000 | USD | evidence → |